Legal
Terms of Service
These Terms of Service ("Terms") govern your access to and use of the website operated by Valmark Ltd ("Valmark", "we", "our", or "us"), a company registered in the Republic of Cyprus, as well as any related services, products, or content we may make available (together, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, please do not use the Services.
1. Use of the Website and Services
You agree to use the Services only for lawful purposes and in a manner consistent with these Terms and any applicable laws or regulations. You may not use the Services in a way that could damage, disable, overburden, or impair the site or interfere with any other party's use of it.
We reserve the right to modify, suspend, or discontinue any part of the Services at any time, with or without notice. We may also impose limits on certain features or restrict access to parts of the Services at our discretion.
2. Intellectual Property
All content on this website — including text, graphics, logos, icons, images, user interface designs, and software — is the property of Valmark Ltd or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not copy, reproduce, modify, distribute, publicly display, or create derivative works from any part of the Services without our prior written consent, except as expressly permitted by these Terms or by applicable law.
3. Third-Party Links and Services
The Services may contain links to third-party websites, products, or services that are not owned or controlled by Valmark Ltd. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.
4. Disclaimer of Warranties
The Services are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted operation.
We do not guarantee that the Services will be error-free, secure, or free of viruses or other harmful components, nor do we make any warranty regarding the accuracy, completeness, or reliability of any information or content made available through the Services.
5. Limitation of Liability
To the fullest extent permitted by applicable law, Valmark Ltd and its directors, officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses arising out of or related to your use of, or inability to use, the Services.
Nothing in these Terms excludes or limits our liability for fraud, fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.
6. Indemnification
You agree to indemnify and hold harmless Valmark Ltd and its affiliates from any claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising out of or related to your use of the Services or your breach of these Terms.
7. Changes to these Terms
We may update these Terms from time to time. When we do, we will revise the "Last updated" date at the top of this page. Your continued use of the Services after any changes indicates your acceptance of the updated Terms.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Republic of Cyprus, without regard to its conflict of law principles. Any disputes arising in connection with these Terms or the Services shall be subject to the exclusive jurisdiction of the competent courts of Cyprus.
9. Contact
If you have any questions about these Terms, please contact us:
- Company: Valmark Ltd
- Email: hello@valmark.ltd
- Location: Cyprus